We break down the pros and cons to help you decide if this coverage is worth the cost ...

Should your clients buy life insurance for their kids? It may sound like a crazy question, but it’s not. Due to a child’s long life expectancy, the premiums are cheap. Underwriting is simplified and ...

Purchasing life insurance for a child can provide a safety net if the worst should happen, but it can also protect them well into adulthood. There are different plans that parents, grandparents or ...

Future insurability is one reason to purchase life insurance for children. Some children’s life insurance policies can accumulate cash value. It’s important to shop around to find the best life ...

Forbes contributors publish independent expert analyses and insights. Juan Carlos Medina, CFP, focuses on holistic financial wellness. Life insurance is a core component of personal financial planning ...

Buying life insurance on a child isn’t for everyone, but it can make sense in certain situations. A child life insurance policy can financially assist parents in the aftermath of a loss by covering ...

As the rising cost of living places financial pressure on families, many are looking for ways to relieve some of that burden, including by purchasing life insurance. Experts generally agree that ...

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Insurance options for children include Medicaid, the Children’s Health Insurance Program (CHIP), or private health insurance programs. Income levels can affect which insurance options a person’s ...

Family life insurance isn’t a single product sold by insurance companies. In some cases, it refers to the ability to purchase additional coverage for family members. In others, it’s a way of conveying ...

Healthcare is critical for a child’s long-term well-being. Children who have access to insurance coverage are more likely to receive preventive care and services such as routine physicals, ...