Vigilance in detecting red flags—such as declining cash flow, increasing debt and falling sales—can help prevent severe outcomes, like bankruptcy, and provide an opportunity for management to make ...

Credit deterioration seldom happens suddenly. The earliest signs of weakness emerge long before financial statements or ratings acknowledge them. Today’s regulations require a more proactive approach ...

Financial markets have always been drawn to prediction. Forecasts promise clarity. Targets offer direction. Scenarios create the comfort of imagined certainty. Whether delivered through models, ...